Schott & Co.THE COMPLETE GUIDE

Free First-Time Buyer's Guide

Your first home, one clear step at a time.

Buying your first home in Toronto can feel like a lot. This guide breaks it down from budget to closing day, so you know exactly what to do next (and what you don't need to worry about yet).

Get the guide
The First-Time Buyer's Guide
01 / INSIDE THE GUIDE

Clarity for the decisions ahead.

01

Your money plan

Pre-approved vs. pre-qualified, your down payment, and the FHSA and first-time buyer rebates worth knowing about.

02

Know what you need

Your must-haves, the things you can't change, and how to choose between freehold and condo.

03

Make your offer

Deposits, conditions and how to handle offer night without letting emotion decide.

04

Budget for closing

Every cost to plan for before you shop, from the inspection to land transfer tax.

02 / GOOD TO KNOW

Questions, answered.

How do I get the guide?

Pop your name and email in the form. You'll get the guide right away, plus a copy in your inbox.

Do I need to be ready to buy?

Nope. Plenty of first-time buyers start planning a year or two out. No obligation, no pressure.

Can I join your newsletter too?

Yes. Tick the box and you'll get our monthly newsletter. You can grab the guide without opting in to anything.

YOUR NEXT STEP

Thinking about your next chapter?

We'd love to help you write it. Read the guide, then send us a message when you want to talk it through. No pressure, just an honest conversation.

COMPLIMENTARY DOWNLOAD

Get your copy.

Tell us where to send the guide, and you can open it right away.

Schott & Co.Thoughtful guidance for your next move.